Many public pensions suffer from funding shortfalls. In other words, they don’t have nearly enough money to meet their obligations. More than that, investments are being made in potentially financially dangerous assets to boost returns, such as private equity.
Investing for Guaranteed Losses
August 20, 2013 by 1 Comment
Investment advisors tell us… that as we get older we should take fewer risks with our investments and focus more on safety. This is because a young person has the opportunity for the market to “come back” after one of its periodic sell-offs. In addition, if you are still in the earning phase of your life […]
The 12 Rules to Follow for Buying Dividend Paying Stocks
February 4, 2013 by Leave a Comment
by Dennis Miller Many of you have probably filled out one of the “retirement planner” forms available online. Plenty of tax and accounting programs also have “Lifetime Planner” sections for folks to determine if they can afford to retire. These sorts of programs plug certain assumptions into a formula, such as projected inflation rate, retirement […]
Fixed Annuities vs. Permanent Life Insurance
May 28, 2012 by 5 Comments
Fixed Annuities vs. Permanent Life Insurance – Which is better? The short answer is that neither is better, both serve unique purposes in your overall investment scheme and both may be necessary. An annuity is an insurance product that pays out income and is usually used as a part of your retirement strategy. If you are looking for […]
Investing for Retirement
May 17, 2012 by 2 Comments
Investing for Retirement One of the biggest worries about retiring is the question of how to fund your living expenses for the duration of your retirement period. Most people do the basic thing which is to invest in a pension plan through their employer. If you don’t already have a workplace pension in place and are over a […]
