Investment advisors tell us… that as we get older we should take fewer risks with our investments and focus more on safety. This is because a young person has the opportunity for the market to “come back” after one of its periodic sell-offs. In addition, if you are still in the earning phase of your life […]
Fixed Annuities vs. Permanent Life Insurance
Fixed Annuities vs. Permanent Life Insurance – Which is better? The short answer is that neither is better, both serve unique purposes in your overall investment scheme and both may be necessary. An annuity is an insurance product that pays out income and is usually used as a part of your retirement strategy. If you are looking for […]
Investing for Retirement
Investing for Retirement One of the biggest worries about retiring is the question of how to fund your living expenses for the duration of your retirement period. Most people do the basic thing which is to invest in a pension plan through their employer. If you don’t already have a workplace pension in place and are over a […]